Getting a debt consolidating Loan with Bad Credit Consolidating Debt with Bad or Typical Credit The FICO ® Score *, which varies between 300 and 850, is considered the most credit that is commonly-used model by loan providers for assessing a debtor’s creditworthiness and contains a few ranges. Fico scores above 670 are thought good, really good or excellent with regards to the rating. A “fair” score varies from 580 to 669 and any rating that is less than 579 is regarded as “poor. ” Once you understand your credit history is essential in determining your choices, but despite having